/* Hipotecas Funcionarios — hoja de estilos */
@font-face{font-family:Poppins;src:url(../fonts/Poppins-Bold.woff2) format("woff2");font-weight:700;font-display:swap}
@font-face{font-family:Poppins;src:url(../fonts/Poppins-Medium.woff2) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:Inter;src:url(../fonts/Inter-Regular.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:Inter;src:url(../fonts/Inter-Medium.woff2) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:Inter;src:url(../fonts/Inter-SemiBold.woff2) format("woff2");font-weight:600;font-display:swap}

:root{
  --navy:#0E2A5C;--navy-2:#0A1F45;--navy-3:#16397A;
  --green:#2E9E48;--green-2:#23843B;--green-soft:#EAF6EC;
  --ink:#1B2433;--muted:#5B6678;--line:#E3E8F0;--bg:#F5F7FB;--white:#fff;
  --wa:#1FA855;
  --radius:16px;--shadow:0 10px 30px rgba(14,42,92,.08);
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.6;font-size:17px;background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--navy-3)}
h1,h2,h3{font-family:Poppins,Inter,sans-serif;color:var(--navy);line-height:1.2;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.25rem)}
h2{font-size:clamp(1.6rem,3vw,2.3rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.section{padding:84px 0}
.section.alt{background:var(--bg)}
.eyebrow{display:inline-block;font-weight:600;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;color:var(--green-2);margin-bottom:12px}
.lead{font-size:1.12rem;color:var(--muted);max-width:720px}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}

/* Botones */
.btn{display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:1rem;padding:14px 22px;border-radius:999px;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s;font-family:inherit}
.btn:hover{transform:translateY(-1px)}
.btn svg{width:20px;height:20px;flex:none}
.btn-green{background:var(--green);color:#fff;box-shadow:0 8px 20px rgba(46,158,72,.28)}
.btn-green:hover{background:var(--green-2)}
.btn-wa{background:var(--wa);color:#fff}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-outline{border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}

/* Cabecera */
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.header .logo img{height:46px;width:auto}
.nav{display:flex;gap:26px;align-items:center}
.nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.96rem}
.nav a:hover{color:var(--green-2)}
.header .btn{padding:10px 18px;font-size:.95rem}
.menu-btn{display:none;background:none;border:0;padding:8px;cursor:pointer}
.menu-btn span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;border-radius:2px}

/* Hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,rgba(92,196,106,.22),transparent 60%),linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:76px 0 88px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;bottom:-160px;width:520px;height:520px;border-radius:50%;border:70px solid rgba(255,255,255,.04)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;position:relative;z-index:1}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:#7BD88A}
.hero .lead{color:rgba(255,255,255,.82)}
.badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:7px 14px;border-radius:999px;font-size:.85rem;font-weight:500;margin-bottom:22px}
.badge i{width:8px;height:8px;border-radius:50%;background:#7BD88A;display:block}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 34px}
.hero-stats{display:flex;flex-wrap:wrap;gap:30px;border-top:1px solid rgba(255,255,255,.15);padding-top:24px}
.hero-stats b{display:block;font-family:Poppins,sans-serif;font-size:1.6rem;color:#fff;line-height:1.1}
.hero-stats span{font-size:.88rem;color:rgba(255,255,255,.7)}
.hero-card{background:#fff;color:var(--ink);border-radius:22px;padding:30px;box-shadow:0 30px 60px rgba(0,0,0,.25)}
.hero-card h2{font-size:1.35rem}
.hero-card ul{list-style:none;padding:0;margin:18px 0 24px}
.hero-card li{display:flex;gap:12px;align-items:flex-start;padding:9px 0;border-bottom:1px dashed var(--line)}
.hero-card li:last-child{border-bottom:0}
.tick{flex:none;width:24px;height:24px;border-radius:50%;background:var(--green-soft);color:var(--green-2);display:grid;place-items:center;font-size:.8rem;font-weight:700;margin-top:2px}
.hero-card .btn{width:100%;justify-content:center}
.hero-card small{display:block;text-align:center;color:var(--muted);margin-top:12px}

/* Perfiles */
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:30px}
.chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 18px;font-weight:500;color:var(--navy);box-shadow:0 2px 8px rgba(14,42,92,.04)}
.note{color:var(--muted);font-size:.95rem;margin-top:22px}

/* Servicios */
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:44px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.card .ico{width:54px;height:54px;border-radius:14px;background:var(--green-soft);display:grid;place-items:center;margin-bottom:18px}
.card .ico svg{width:28px;height:28px;stroke:var(--green-2)}
.card p{color:var(--muted);font-size:.97rem;flex:1}
.card a{font-weight:600;text-decoration:none;color:var(--green-2)}
.card.featured{border:2px solid var(--green);position:relative}
.card.featured .tag{position:absolute;top:-12px;left:24px;background:var(--green);color:#fff;font-size:.75rem;font-weight:600;padding:3px 10px;border-radius:999px}

/* Pasos */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:44px;counter-reset:s}
.step{position:relative;padding:26px 24px 24px;background:#fff;border-radius:var(--radius);border:1px solid var(--line)}
.step::before{counter-increment:s;content:counter(s);font-family:Poppins,sans-serif;font-weight:700;font-size:1.05rem;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;margin-bottom:16px}
.step p{color:var(--muted);font-size:.96rem;margin:0}
.exito{margin-top:30px;display:flex;gap:20px;align-items:center;background:var(--navy);color:#fff;border-radius:var(--radius);padding:26px 30px}
.exito b{font-family:Poppins,sans-serif;font-size:1.25rem;display:block;margin-bottom:4px}
.exito p{margin:0;color:rgba(255,255,255,.8)}
.exito .big{flex:none;width:64px;height:64px;border-radius:50%;background:var(--green);display:grid;place-items:center;font-size:1.6rem}

/* Por qué */
.why{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.why-list{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.why-item{background:#fff;border-radius:var(--radius);padding:22px;border:1px solid var(--line)}
.why-item b{display:block;font-family:Poppins,sans-serif;color:var(--navy);font-size:1.05rem;margin-bottom:6px}
.why-item span{color:var(--muted);font-size:.94rem}
.bde{display:flex;gap:16px;align-items:center;margin-top:26px;padding:18px 20px;border-radius:14px;background:var(--green-soft);color:var(--navy);font-weight:500}
.bde svg{flex:none;width:36px;height:36px;stroke:var(--green-2)}

/* Opiniones */
.reviews{background:linear-gradient(160deg,var(--navy),var(--navy-2));color:#fff;border-radius:24px;padding:50px;display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.reviews h2{color:#fff}
.reviews p{color:rgba(255,255,255,.82)}
.stars{color:#FFC94A;font-size:1.6rem;letter-spacing:4px}
.reviews-box{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);border-radius:18px;padding:28px;text-align:center}
.reviews-box .btn{margin-top:14px}

/* FAQ */
.faq{max-width:820px;margin:40px auto 0}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;padding:0 22px}
.faq summary{cursor:pointer;list-style:none;padding:20px 30px 20px 0;font-weight:600;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:14px;font-size:1.6rem;color:var(--green-2);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p,.faq details ul{color:var(--muted);margin:0 0 20px}

/* Contacto */
.contact{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:start}
.channels{display:grid;gap:14px;margin-top:26px}
.channel{display:flex;gap:16px;align-items:center;padding:16px 18px;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--ink);background:#fff;transition:border-color .15s,box-shadow .15s}
.channel:hover{border-color:var(--green);box-shadow:var(--shadow)}
.channel .ci{flex:none;width:46px;height:46px;border-radius:12px;display:grid;place-items:center;background:var(--green-soft)}
.channel .ci svg{width:24px;height:24px}
.channel small{display:block;color:var(--muted);font-size:.85rem}
.channel b{font-weight:600;color:var(--navy)}
form.box{background:#fff;border:1px solid var(--line);border-radius:20px;padding:32px;box-shadow:var(--shadow)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{display:block;font-weight:500;font-size:.92rem;margin-bottom:6px;color:var(--navy)}
input,select,textarea{width:100%;font:inherit;font-size:1rem;padding:13px 14px;border:1px solid #CBD3E0;border-radius:10px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(46,158,72,.35);border-color:var(--green)}
.field{margin-bottom:16px}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.88rem;color:var(--muted);font-weight:400}
.check input{width:auto;margin-top:4px}
.hp{position:absolute;left:-5000px}
.legal-mini{font-size:.78rem;color:var(--muted);margin-top:14px;line-height:1.5}
.alert{padding:12px 16px;border-radius:10px;margin-bottom:16px;font-weight:500}
.alert.err{background:#FDECEC;color:#9B1C1C}

/* Pie */
.footer{background:var(--navy-2);color:rgba(255,255,255,.75);padding:60px 0 30px;font-size:.93rem}
.footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
.footer img{height:46px;width:auto;margin-bottom:16px}
.footer h4{color:#fff;font-family:Poppins,sans-serif;font-size:1rem;margin:0 0 14px}
.footer a{color:rgba(255,255,255,.85);text-decoration:none}
.footer a:hover{color:#fff;text-decoration:underline}
.footer ul{list-style:none;padding:0;margin:0}
.footer li{margin-bottom:8px}
.footer .bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:22px;font-size:.82rem;color:rgba(255,255,255,.6);display:flex;flex-wrap:wrap;gap:10px 24px;justify-content:space-between}
.footer .bottom button{background:none;border:0;color:inherit;font:inherit;text-decoration:underline;cursor:pointer;padding:0}

/* Barra móvil */
.mbar{display:none}

/* Cookies */
.cookies{position:fixed;left:16px;right:16px;bottom:16px;max-width:560px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 50px rgba(0,0,0,.18);padding:20px 22px;z-index:100;font-size:.9rem;display:none}
.cookies.show{display:block}
.cookies p{margin:0 0 14px;color:var(--muted)}
.cookies .acts{display:flex;gap:10px;flex-wrap:wrap}
.cookies .btn{padding:10px 18px;font-size:.92rem}

/* Páginas simples (gracias, legales) */
.page{padding:70px 0 90px}
.page .wrap{max-width:820px}
.page h2{font-size:1.35rem;margin-top:1.8em}

@media (max-width:1020px){
  .grid-4,.steps{grid-template-columns:repeat(2,1fr)}
  .hero .wrap,.why,.contact,.reviews{grid-template-columns:1fr}
  .reviews{padding:36px}
}
@media (max-width:860px){
  .nav,.header .btn{display:none}
  .menu-btn{display:block}
  .nav.open{display:flex;position:absolute;top:76px;left:0;right:0;flex-direction:column;background:#fff;padding:18px 22px;border-bottom:1px solid var(--line);gap:16px;align-items:flex-start}
  .section{padding:64px 0}
  .hero{padding:52px 0 64px}
  body{padding-bottom:68px}
  .mbar{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:60;box-shadow:0 -6px 20px rgba(0,0,0,.12)}
  .mbar a{display:flex;align-items:center;justify-content:center;gap:8px;padding:16px;color:#fff;text-decoration:none;font-weight:600}
  .mbar a svg{width:20px;height:20px}
  .mbar .call{background:var(--navy)}
  .mbar .wa{background:var(--wa)}
  .cookies{bottom:80px}
  .footer .cols{grid-template-columns:1fr}
}
@media (max-width:560px){
  .grid-4,.steps,.why-list,.row{grid-template-columns:1fr}
  .header .logo img{height:38px}
  .hero-card{padding:24px}
  .exito{flex-direction:column;align-items:flex-start}
  form.box{padding:22px}
}
.card p strong{color:var(--navy);font-weight:600}

/* Fotos */
.hero-media{position:relative}
.hero-media img{width:100%;height:auto;border-radius:22px;box-shadow:0 30px 60px rgba(0,0,0,.3);aspect-ratio:5/4;object-fit:cover}
.hero-float{position:absolute;z-index:2;left:-40px;bottom:-44px;background:#fff;color:var(--ink);border-radius:18px;padding:20px 22px;box-shadow:0 20px 50px rgba(0,0,0,.25);max-width:330px}
.hero-float b{display:block;font-family:Poppins,sans-serif;color:var(--navy);font-size:1rem;line-height:1.3;margin-bottom:10px}
.hero-float ul{list-style:none;padding:0;margin:0;font-size:.92rem}
.hero-float li{display:flex;gap:10px;align-items:center;padding:4px 0}
.hero-float .tick{margin-top:0;width:22px;height:22px}
.card{overflow:hidden}
.card-img{height:auto;width:calc(100% + 56px);max-width:none;margin:-28px -28px 20px;aspect-ratio:8/5;object-fit:cover}
.card.featured .card-img{width:calc(100% + 52px);margin:-26px -26px 20px}
.card.featured .tag{z-index:2;top:14px;left:14px}
@media (max-width:1020px){.hero-float{left:16px;bottom:-24px}.hero-media{margin-bottom:24px}}
@media (max-width:560px){.hero-float{position:relative;left:auto;bottom:auto;margin-top:-30px;margin-left:12px;margin-right:12px;max-width:none}}

/* Páginas por profesión */
.hero-sub{padding:56px 0 72px}
.hero-sub h1{font-size:clamp(1.9rem,4vw,2.9rem)}
.crumbs{font-size:.85rem;color:rgba(255,255,255,.65);margin-bottom:18px}
.crumbs a{color:rgba(255,255,255,.85);text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.hero-note{font-size:.85rem;color:rgba(255,255,255,.65);margin:0}
.hero-card ul li{align-items:center}
.claves{grid-template-columns:1fr 1fr;margin-top:40px;max-width:980px;margin-left:auto;margin-right:auto}
.claves .why-item{padding:26px}
.claves .why-item span{font-size:.98rem;line-height:1.6}
.footer .mini{margin-top:14px}
.footer .mini li{margin-bottom:6px}
@media (max-width:560px){.claves{grid-template-columns:1fr}}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split-img{width:100%;height:auto;border-radius:22px;box-shadow:var(--shadow);aspect-ratio:4/3;object-fit:cover}
.split-img.tall{aspect-ratio:9/10}
.split-claves{align-items:start}
.split-claves .claves{display:grid;grid-template-columns:1fr;gap:14px;margin-top:26px;max-width:none}
.lista-centros{list-style:none;padding:0;margin:22px 0 0}
.lista-centros li{display:flex;gap:12px;align-items:center;padding:10px 0;border-bottom:1px dashed var(--line);font-weight:500;color:var(--navy)}
.lista-centros li:last-child{border-bottom:0}
@media (max-width:1020px){.split{grid-template-columns:1fr;gap:32px}.split-img.tall{aspect-ratio:4/3}}
.split-img.wide{aspect-ratio:3/2}
.split-claves .split-img.wide{position:sticky;top:100px}
.cta-contactos{list-style:none;padding:0;margin:18px 0 0;display:grid;gap:8px;text-align:left}
.cta-contactos a{display:block;color:#fff;text-decoration:none;padding:10px 14px;border-radius:10px;background:rgba(255,255,255,.08);font-weight:500}
.cta-contactos a:hover{background:rgba(255,255,255,.16)}
.cta-contactos small{display:inline-block;min-width:78px;color:#7BD88A;font-weight:600;font-size:.8rem;text-transform:uppercase;letter-spacing:.04em}
.cta-contactos small{display:block;min-width:0;font-size:.72rem;margin-bottom:2px}
a.chip{text-decoration:none;transition:border-color .15s,color .15s}
a.chip:hover{border-color:var(--green);color:var(--green-2)}
.card-text h3{margin-top:4px}
.card-text p{flex:1}
label .opt{font-weight:400;color:var(--muted);font-size:.82rem}
.tagline{font-family:Poppins,sans-serif;color:#7BD88A;font-size:1.05rem;margin:-4px 0 12px}
.brand{display:flex;align-items:center;gap:16px}
.header-tag{font-family:Poppins,sans-serif;font-weight:500;font-size:.82rem;line-height:1.25;color:var(--green-2);border-left:2px solid var(--line);padding-left:14px}
@media (max-width:1180px){.header-tag{display:none}}
.tabla{width:100%;border-collapse:collapse;font-size:.92rem;margin:10px 0 18px}
.tabla th,.tabla td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.tabla th{background:var(--bg);color:var(--navy)}
.btn-ck{background:#fff;color:var(--navy);border:2px solid var(--navy);padding:10px 16px;font-size:.92rem}
.btn-ck:hover{background:var(--navy);color:#fff}
.cookies-panel{margin:0 0 14px;padding:12px 14px;background:var(--bg);border-radius:10px;display:grid;gap:8px}
.cookies-panel .check{color:var(--ink)}
[hidden]{display:none!important}

.rating{margin:6px 0 0;font-size:1.05rem}
.rating strong{font-size:1.35rem}

.casos{margin-top:46px}
.casos h3{font-size:1.35rem;margin-bottom:22px}
.casos-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.caso{background:#fff;border-radius:var(--radius);padding:24px 26px;box-shadow:0 6px 24px rgba(10,30,60,.08);display:flex;flex-direction:column;gap:10px}
.caso-perfil{font-family:Poppins,sans-serif;font-weight:600;color:var(--navy);font-size:1rem}
.caso p{margin:0;flex:1}
.caso-res{display:inline-block;align-self:flex-start;background:var(--green);color:#fff;border-radius:999px;padding:6px 14px;font-size:.95rem}